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STANDARD EUROPEAN CONSUMER CREDIT INFORMATION Key information Part I [Always on the first page of the form]:

Creditor Where applicable Credit intermediary [Identity] [Identity] Total amount of credit This means the ceiling or the total sums made available under the credit agreement. Duration of the credit agreement The borrowing rate or, where applicable, different borrowing rates which apply to the credit agreement [% — fixed, or — variable,

— periods] Annual percentage rate of charge (APR) This is the total cost expressed as an annual percentage of the total amount of credit. The APR is there to help you compare different offers. Total amount you will have to pay This means the amount of borrowed capital plus interest and possible costs related to your credit. [Sum of total amount of credit and total cost of credit to the consumer] Where applicable The credit is granted in the form of a deferred payment for specific goods or specific services or is linked to the supply of specific goods or the provision of specific services Name of good/service Cash price Costs in the case of late payments You will be charged [… (applicable interest rate and arrangements for its adjustment and, where applicable, default charges)] for late payments.

Part II [If following elements cannot be displayed in a prominent way on one page, they shall be displayed in the first part of the form on the second page]: Instalments and, where appropriate, the order in which instalments will be allocated You will have to pay the following: [The amount, number and frequency of payments to be made by the consumer] Interest and/or charges will be payable in the following manner: Warning regarding the consequences of missing or late payments Missing or late payments could have severe consequences for you (e.g. forced sale) and make it more difficult for you to obtain credit in the future. Right of withdrawal You have the right to withdraw from the credit agreement within a period of 14 calendar days. Yes/no Early repayment You have the right to repay the credit early at any time fully or partially. Where applicable The creditor is entitled to compensation in the case of early repayment. Yes Creditor Geographical address Telephone number Email address Web address Where applicable Credit intermediary Geographical address Telephone number Email address Web address Additional information about the credit agreement

1. Description of the main features of the credit product The type of credit The conditions governing the drawdown This means how and when you will obtain the money. Where applicable Other drawdown mechanisms for the relevant type of credit agreement may result in higher annual percentage rates of charge [Where the credit agreement provides different ways of drawdown with different charges or borrowing rates and the creditor uses the assumption set out in Part II, point (b), of Annex III, include an indication that other drawdown mechanisms for the relevant type of credit agreement may result in higher annual percentage rates of charge] Where applicable Sureties required This is a description of the security to be provided by you in relation to the credit agreement. [Kind of sureties] Where applicable Repayments do not give rise to immediate amortisation of the capital. Where applicable The price was personalised on the basis of automated decision-making.

2. Costs of the credit

Where applicable The different borrowing rates that apply to the credit agreement [% — fixed, or — variable (with the index or reference rate applicable to the initial borrowing rate),

— periods,

— conditions governing the application of each borrowing rate,

— periods, conditions and procedures for changing each borrowing rate] Representative example illustrating the annual percentage rate of charge (APR) and the total amount payable by the consumer [% A representative example mentioning all the assumptions used for calculating the annual percentage rate of charge to be set out here] Is it compulsory, in order to obtain the credit or to obtain it on the terms and conditions marketed, to take out — an insurance policy securing the credit, or — another ancillary service contract? If the costs of these services are not known by the creditor, they are not included in the APR. Yes/no [if yes, specify the kind of insurance] Yes/no [if yes, specify the kind of ancillary service] Related costs Where applicable Charges for maintaining one or more accounts which are required for recording both payment transactions and drawdowns Where applicable Amount of costs for using a specific means of payment (e.g. a credit card) Where applicable Any other costs deriving from the credit agreement Where applicable Conditions under which the abovementioned costs related to the credit agreement can be changed Where applicable Obligation to pay notarial fees

Where applicable The creditor is entitled to compensation in the case of early repayment [Determination of the compensation (calculation method) in accordance with the provisions implementing Article 29 of Directive (EU) 2023/2225 of the European Parliament and of the Council] Consultation of a database The creditor must inform you immediately and without charge of the result of consulting a database, if a credit application is rejected on the basis of such a consultation. Right to a draft credit agreement You have the right, upon request, to obtain a copy of the draft credit agreement free of charge. This provision applies if the creditor is willing, at the time of your request, to proceed to the conclusion of the credit agreement with you. Where applicable The period of time during which the creditor is bound by the pre-contractual information The information contained in this form is valid from […] until […]. Concerning redress You have the right to access an out-of-court complaint and redress mechanism [The out-of-court complaint and redress mechanism for the consumer and how to access it] Warning regarding the legal and financial consequences of non-compliance Non-compliance with the commitments linked to the credit agreement other than late or missed payments could have severe consequences for you. Repayment schedule [Repayment schedule containing all payments and repayments to be made by the consumer over the duration of the credit agreement, including the payments for any ancillary services]

Where applicable 4. Additional information in the case of the distance marketing of financial services

(a) Concerning the creditor Where applicable Representative of the creditor in your Member State of residence Address Telephone number Email address Web address [Identity] [Geographical address to be used by the consumer] Where applicable Registration [The trade register in which the creditor is entered and their registration number or an equivalent means of identification in that register] Where applicable The supervisory authority (b) Concerning the credit agreement Where applicable Exercise of the right of withdrawal [Practical instructions for exercising the right of withdrawal indicating, inter alia, the period for exercising the right, the address to which notification of exercise of the right of withdrawal should be sent and the consequences of not exercising the right of withdrawal] Where applicable The law taken by the creditor as the basis for the establishment of relations with you before the conclusion of the credit agreement Where applicable Clause stipulating the law applicable to the credit agreement and/or the competent court [Relevant clause to be set out here] Where applicable Language regime Information and contractual terms will be supplied in [specific language]. With your consent, we intend to communicate in [specific language/languages] for the duration of the credit agreement.